PNC Portfolio Analytics & Strategy Analyst Sr in Cleveland, Ohio

284182BR

Auto req ID:

284182BR

HR Job Code:

100233 PrtfolioAnl&Stra Analyst Sr

Job Profile:

  • Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.

  • Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.

  • Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.

  • Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews.

  • Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

Position City:

PA - Pittsburgh

Position Title:

Portfolio Analytics & Strategy Analyst Sr

Line of Business:

Retail Banking - Product & Pricing

Building Location:

PA370 - One PNC Plaza

Job Type:

Regular

Total Hours Per Week:

40

Job Status:

Full Time

Shift:

Daylight

EEO Statement:

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law

Location(s):

DC - Washington, DC - Washington DC, OH - Cleveland, PA - Pittsburgh, VA - Tysons Corner, VA - Vienna

Required Education and Experience:

Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered.

Job Specific Competencies:

Predictive Analytics - Working Experience

  • Knowledge of, experience with and ability to use the tools, processes and practices for predicting business trends and providing forecasts that drive business decisions and business planning.

Big Data Management and Analytics - Extensive Experience

  • Knowledge and ability to plan and execute, big data management and analytics.

Analytical Approach - Extensive Experience

  • Synthesizes ideas and information required for process improvement into a manageable form.

Risk Management Banking - Extensive Experience

  • Knowledge of and ability to use tools, regulations, and business practices to assess and control an organization's exposure to risk.

Credit Risk - Working Experience

  • Knowledge of processes, tools, and techniques used to determine the degree of credit risk in a given transaction or customer relationship; ability to assess, rate and manage exposure to credit risk.

Performance Measurement - Extensive Experience

  • Knowledge of and ability to utilize a variety of methods to measure the performance on a particular portfolio against industry benchmarks and related parameters.

Business Analytics - Extensive Experience

  • Knowledge of technologies, techniques and practices for the evaluation of business performance data; ability to analyze business performance using advanced statistical methods to justify and drive future business planning decisions.

Regulatory Environment - Financial Services - Working Experience

  • Knowledge of and ability to help an organization adapt to applicable federal, state, local, and company-specific regulations, policies, and guidelines affecting business practices.

Mathematics of Financial Instruments - Working Experience

  • Knowledge of and ability to perform the mathematical calculations that underlie various financial instruments.

BANKING PRODUCTS - Working Experience

  • Knowledge of and ability to provide products and services available through the retail banking branch.

Operational Risk - Working Experience

  • Knowledge of policies and processes for operational risk management; ability to use tools, data, and best practices to identify, assess, and manage operational risk exposures.

Pricing Models and Analytics - Working Experience

  • Knowledge of pricing tools, techniques and methods; ability to assess analytical and pricing models through the use of statistical principles.

Core Competencies:

Manages Risk - Working Experience

  • Assesses and effectively manages all of the risks associated with their business objectives and activities to ensure activities are in alignment with the bank's and unit's risk appetite and risk management framework.

Customer Focus - Extensive Experience

  • Knowledge of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions, and ability to leverage that information in creating customized customer solutions.

Position Overview:

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. As a Senior Portfolio & Strategy Analyst you will be joining the Loan Pricing Management team supporting the Home Equity Loan products . Our team owns the development and execution of pricing strategy to maximize the profitability of PNCs Home Equity lending portfolio. This role will be instrumental in developing and drawing insights from cutting edge measurement and reporting dashboards. We monitor PNC’s relative position to market rates and measure profitability for thousands of price points over time. Join our team of problem solvers in uncovering trends and opportunities to grow Net Interest Income (NII) in a rising rate environment.

Location: Cleveland OH, Pittsburgh PA, Tysons Corner VA , Vienna VA or Washington DC

Preferred Skills:

• Bachelor’s Degree in quantitative field

• 3+ years of related work experience required; Banking or Financial Services a plus.

• Work experience with Exploratory Data Analysis on a Big Data Platform such as Hadoop

• Proficient with computer programming languages including SAS, SQL, and/or Python

• Report automation using macros and scheduled jobs

• Data visualization in Tableau and Excel

• Measure the impact of an event, such as a rate change, on business financial metrics

• Apply basic statistics and regression to business problems

• Knowledge of elasticity curves, cluster analysis and modeling

• Knowledge of optimization algorithms

Preferences/Skills:

Preferred Skills:

• Bachelor’s Degree in quantitative field

• 3+ years of related work experience required; Banking or Financial Services a plus.

• Work experience with Exploratory Data Analysis on a Big Data Platform such as Hadoop

• Proficient with computer programming languages including SAS, SQL, and/or Python

• Report automation using macros and scheduled jobs

• Data visualization in Tableau and Excel

• Measure the impact of an event, such as a rate change, on business financial metrics

• Apply basic statistics and regression to business problems

• Knowledge of elasticity curves, cluster analysis and modeling

• Knowledge of optimization algorithms